Debt-to-Income Ratio

Your DTI ratio and how lenders view it for loan approval.

Currency

Gross monthly income

Total monthly debt payments

Debt-to-income ratio

30.0%

Healthy — lenders view this favourably

Monthly income

$6,000.00

Monthly debt

$1,800.00

Left after debt

$4,200.00

Of your $6,000.00 monthly income, $1,800.00 (30.0%) goes to debt payments. Lenders like this under 36%.

GKCalculators