Effective Annual Rate

Effective annual rate (EAR) from a nominal rate and compounding.

Nominal annual rate (%)

Compounding

Effective annual rate

12.6825%

nominal 12%

Nominal rate

12%

Extra vs nominal

0.6825%

GKCalculators — Free AI Calculators

Advanced, AI-powered online calculators with detailed results, charts and plain-English explanations. 300+ free tools, no sign-up required.

GKCalculators home — free online calculators with detailed results and AI insights.