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$1,000 invested at 4% for 40 years

Future value

$4,801

Interest earned

$3,801

Total growth

380.102%

Investing $1,000 at 4% compounded annually for 40 years grows to $4,801. That's $3,801 of compound interest earned on your original $1,000.

FV = $1,000 × (1 + 4%)^40

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