Financial Calculators
Mortgages, compound interest, loans & paycheck tools with amortization charts.
Mortgage Calculator
Monthly principal & interest, taxes, insurance, PMI and a full amortization schedule.
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Compound Interest
Project savings growth with regular deposits and compounding frequency.
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Loan & Auto Calculator
Monthly installment, total interest, payoff date and extra-payment savings.
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Salary ↔ Hourly
Convert annual pay to hourly, monthly, weekly and see overtime rates.
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Retirement Calculator
Project your nest egg at retirement and the monthly income it can provide.
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Income Tax Estimator
Estimate US federal income tax, effective rate and take-home pay by filing status.
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Simple Interest
Interest and final balance using the simple (non-compounding) interest formula.
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Sales Tax Calculator
Add or remove sales tax and see the pre-tax price, tax amount and total.
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Savings Goal Planner
Find the monthly amount to save to hit a target by a chosen date.
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Inflation Calculator
See how inflation changes buying power and the future cost of money.
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Credit Card Payoff
How long to clear a card balance and the total interest you'll pay.
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APY Calculator
Turn a nominal interest rate into the true annual percentage yield by compounding frequency.
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CAGR Calculator
Compound annual growth rate between a starting and ending value over time.
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IRR Calculator
Internal rate of return for a series of cash flows and net present value.
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SIP Calculator
Future value of a monthly systematic investment plan with a growth breakdown.
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Amortization Schedule
Full month-by-month loan amortization table with principal, interest and balance.
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Profit Margin
Gross margin, markup and profit from cost and selling price.
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GDP Calculator
Gross domestic product by the expenditure approach, plus GDP per capita.
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Future Value Calculator
Project the future value of a lump sum plus regular monthly contributions.
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Present Value Calculator
How much a future sum is worth today at a given discount rate.
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ROI Calculator
Return on investment, net profit and annualized ROI for any investment.
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Down Payment Calculator
Down payment amount and loan balance from price and percentage.
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Debt-to-Income Ratio
Your DTI ratio and how lenders view it for loan approval.
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Pay Raise Calculator
New salary, raise amount and monthly increase from a percentage raise.
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Break-Even Calculator
Units and revenue needed to cover fixed costs, plus contribution margin.
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Depreciation Calculator
Straight-line annual and monthly depreciation for an asset.
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Rule of 72 Calculator
How many years it takes your money to double at a given rate.
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Net Worth Calculator
Your net worth from total assets minus total liabilities.
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VAT Calculator
Add or remove VAT and see net, tax and gross amounts.
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CD Calculator
Certificate of deposit maturity value, interest earned and effective APY.
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Annuity Payout Calculator
Monthly income a starting balance can pay out over a fixed period.
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Sales Commission Calculator
Commission earned and total pay from sales, rate and optional base salary.
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Loan-to-Value (LTV)
LTV ratio and home equity from loan amount and property value.
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Overtime Pay Calculator
Regular pay, overtime pay and total gross with a custom OT multiplier.
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Interest-Only Payment
Monthly and annual interest-only payment on a loan balance.
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50/30/20 Budget Calculator
Split monthly income into needs, wants and savings with the 50/30/20 rule.
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Dividend Yield Calculator
Dividend yield and annual income from dividends and share price.
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Bond Yield Calculator
Current yield of a bond from coupon, face value and price.
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HELOC Calculator
Home equity line of credit available from value, balance and LTV.
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Home Equity Calculator
Your home equity and equity percentage from value and mortgage.
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Car Affordability
The car price you can afford from a monthly payment budget.
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House Affordability
The home price you can afford using the 28/36 lending rule.
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Rental Yield Calculator
Gross and net rental yield for an investment property.
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Cap Rate Calculator
Capitalization rate from net operating income and property value.
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Cash-on-Cash Return
Cash-on-cash return from annual cash flow and cash invested.
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Gross Rent Multiplier
GRM from property price and annual gross rent.
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Payback Period
Years to recover an investment from its annual cash flow.
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Markup Calculator
Markup and margin percentages from cost and selling price.
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Effective Annual Rate
Effective annual rate (EAR) from a nominal rate and compounding.
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P/E Ratio Calculator
Price-to-earnings ratio and earnings yield of a stock.
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401(k) Calculator
Project your 401(k) balance at retirement with employer match.
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Mortgage Payoff Calculator
How much sooner you pay off and interest saved with extra monthly payments.
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Loan Payoff Calculator
Months to pay off a balance and total interest at a fixed payment.
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Biweekly Mortgage
Interest and years saved by paying your mortgage biweekly instead of monthly.
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Refinance Calculator
New payment, monthly savings and break-even point on a refinance.
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Mortgage Points Calculator
Break-even on buying mortgage points to lower your rate.
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PMI Calculator
Estimated monthly private mortgage insurance and when it drops off.
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State Income Tax Calculator
Estimate state income tax for all 50 states + DC with brackets or flat rates.
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Credit Utilization
Your credit utilization ratio and how much to pay down to reach 30%.
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Rent Affordability
How much rent you can afford from your income and the 30% rule.
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Emergency Fund Calculator
Your emergency fund target and how much is left to save.
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Savings Rate Calculator
What percentage of your income you're saving each month.
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Paycheck Calculator
Estimate take-home pay per paycheck after federal, FICA and state taxes.
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Auto Lease Calculator
Monthly car lease payment from price, residual, money factor and term.
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Auto Insurance Estimator
Ballpark car insurance premium from age, coverage, vehicle value and record.
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Property Tax Calculator
Annual and monthly property tax from home value, assessment ratio and rate.
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Life Insurance Calculator
How much term life coverage you need using the DIME method.
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Net Income Calculator
Take-home income after taxes and deductions, per year and month.
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Tax Refund Estimator
Estimate your federal tax refund or amount owed from income and withholding.
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Mortgage Discount Points
Cost of buying discount points and the break-even on the lower rate.
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Home Sale Proceeds
Net cash from selling a home after mortgage payoff, commission and closing costs.
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Boat Loan Calculator
Monthly payment and total interest on a boat or marine loan.
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