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$1,000 loan at 10% for 7 years

Monthly payment

$16.60/mo

Total interest

$394

Total paid back

$1,394

Term

84 payments

Borrowing $1,000 at 10% APR over 7 years (84 monthly payments) means you pay $16.60 each month. Over the full term you repay $1,394 in total — that's $394 of interest on top of the $1,000 you borrowed.

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