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$1,000 loan at 6% for 10 years

Monthly payment

$11.10/mo

Total interest

$332

Total paid back

$1,332

Term

120 payments

Borrowing $1,000 at 6% APR over 10 years (120 monthly payments) means you pay $11.10 each month. Over the full term you repay $1,332 in total — that's $332 of interest on top of the $1,000 you borrowed.

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