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$1,000 loan at 8% for 10 years

Monthly payment

$12.13/mo

Total interest

$456

Total paid back

$1,456

Term

120 payments

Borrowing $1,000 at 8% APR over 10 years (120 monthly payments) means you pay $12.13 each month. Over the full term you repay $1,456 in total — that's $456 of interest on top of the $1,000 you borrowed.

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