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$1,000 loan at 9% for 10 years

Monthly payment

$12.67/mo

Total interest

$520

Total paid back

$1,520

Term

120 payments

Borrowing $1,000 at 9% APR over 10 years (120 monthly payments) means you pay $12.67 each month. Over the full term you repay $1,520 in total — that's $520 of interest on top of the $1,000 you borrowed.

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