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$10,000 loan at 6% for 5 years

Monthly payment

$193.33/mo

Total interest

$1,600

Total paid back

$11,600

Term

60 payments

Borrowing $10,000 at 6% APR over 5 years (60 monthly payments) means you pay $193.33 each month. Over the full term you repay $11,600 in total — that's $1,600 of interest on top of the $10,000 you borrowed.

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