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$100,000 loan at 3% for 10 years

Monthly payment

$965.61/mo

Total interest

$15,873

Total paid back

$115,873

Term

120 payments

Borrowing $100,000 at 3% APR over 10 years (120 monthly payments) means you pay $965.61 each month. Over the full term you repay $115,873 in total — that's $15,873 of interest on top of the $100,000 you borrowed.

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