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$100,000 loan at 8% for 20 years

Monthly payment

$836.44/mo

Total interest

$100,746

Total paid back

$200,746

Term

240 payments

Borrowing $100,000 at 8% APR over 20 years (240 monthly payments) means you pay $836.44 each month. Over the full term you repay $200,746 in total — that's $100,746 of interest on top of the $100,000 you borrowed.

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