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$15,000 loan at 5% for 15 years

Monthly payment

$118.62/mo

Total interest

$6,351

Total paid back

$21,351

Term

180 payments

Borrowing $15,000 at 5% APR over 15 years (180 monthly payments) means you pay $118.62 each month. Over the full term you repay $21,351 in total — that's $6,351 of interest on top of the $15,000 you borrowed.

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