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$15,000 loan at 6% for 20 years

Monthly payment

$107.46/mo

Total interest

$10,792

Total paid back

$25,792

Term

240 payments

Borrowing $15,000 at 6% APR over 20 years (240 monthly payments) means you pay $107.46 each month. Over the full term you repay $25,792 in total — that's $10,792 of interest on top of the $15,000 you borrowed.

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