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$15,000 loan at 7% for 10 years

Monthly payment

$174.16/mo

Total interest

$5,900

Total paid back

$20,900

Term

120 payments

Borrowing $15,000 at 7% APR over 10 years (120 monthly payments) means you pay $174.16 each month. Over the full term you repay $20,900 in total — that's $5,900 of interest on top of the $15,000 you borrowed.

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