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$15,000 loan at 8% for 20 years

Monthly payment

$125.47/mo

Total interest

$15,112

Total paid back

$30,112

Term

240 payments

Borrowing $15,000 at 8% APR over 20 years (240 monthly payments) means you pay $125.47 each month. Over the full term you repay $30,112 in total — that's $15,112 of interest on top of the $15,000 you borrowed.

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