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$2,000 loan at 6% for 20 years

Monthly payment

$14.33/mo

Total interest

$1,439

Total paid back

$3,439

Term

240 payments

Borrowing $2,000 at 6% APR over 20 years (240 monthly payments) means you pay $14.33 each month. Over the full term you repay $3,439 in total — that's $1,439 of interest on top of the $2,000 you borrowed.

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