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$20,000 invested at 12% for 3 years

Future value

$28,099

Interest earned

$8,099

Total growth

40.4928%

Investing $20,000 at 12% compounded annually for 3 years grows to $28,099. That's $8,099 of compound interest earned on your original $20,000.

FV = $20,000 × (1 + 12%)^3

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