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$20,000 invested at 4% for 1 years

Future value

$20,800

Interest earned

$800

Total growth

4%

Investing $20,000 at 4% compounded annually for 1 years grows to $20,800. That's $800 of compound interest earned on your original $20,000.

FV = $20,000 × (1 + 4%)^1

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