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$20,000 invested at 4% for 5 years

Future value

$24,333

Interest earned

$4,333

Total growth

21.6653%

Investing $20,000 at 4% compounded annually for 5 years grows to $24,333. That's $4,333 of compound interest earned on your original $20,000.

FV = $20,000 × (1 + 4%)^5

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