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$20,000 loan at 10% for 5 years

Monthly payment

$424.94/mo

Total interest

$5,496

Total paid back

$25,496

Term

60 payments

Borrowing $20,000 at 10% APR over 5 years (60 monthly payments) means you pay $424.94 each month. Over the full term you repay $25,496 in total — that's $5,496 of interest on top of the $20,000 you borrowed.

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