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$20,000 loan at 6% for 10 years

Monthly payment

$222.04/mo

Total interest

$6,645

Total paid back

$26,645

Term

120 payments

Borrowing $20,000 at 6% APR over 10 years (120 monthly payments) means you pay $222.04 each month. Over the full term you repay $26,645 in total — that's $6,645 of interest on top of the $20,000 you borrowed.

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