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$20,000 loan at 7% for 7 years

Monthly payment

$301.85/mo

Total interest

$5,356

Total paid back

$25,356

Term

84 payments

Borrowing $20,000 at 7% APR over 7 years (84 monthly payments) means you pay $301.85 each month. Over the full term you repay $25,356 in total — that's $5,356 of interest on top of the $20,000 you borrowed.

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