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$20,000 loan at 8% for 10 years

Monthly payment

$242.66/mo

Total interest

$9,119

Total paid back

$29,119

Term

120 payments

Borrowing $20,000 at 8% APR over 10 years (120 monthly payments) means you pay $242.66 each month. Over the full term you repay $29,119 in total — that's $9,119 of interest on top of the $20,000 you borrowed.

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