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$20,000 loan at 8% for 7 years

Monthly payment

$311.72/mo

Total interest

$6,185

Total paid back

$26,185

Term

84 payments

Borrowing $20,000 at 8% APR over 7 years (84 monthly payments) means you pay $311.72 each month. Over the full term you repay $26,185 in total — that's $6,185 of interest on top of the $20,000 you borrowed.

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