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$250,000 invested at 4% for 3 years

Future value

$281,216

Interest earned

$31,216

Total growth

12.4864%

Investing $250,000 at 4% compounded annually for 3 years grows to $281,216. That's $31,216 of compound interest earned on your original $250,000.

FV = $250,000 × (1 + 4%)^3

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