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$3,000 invested at 4% for 5 years

Future value

$3,650

Interest earned

$650

Total growth

21.6653%

Investing $3,000 at 4% compounded annually for 5 years grows to $3,650. That's $650 of compound interest earned on your original $3,000.

FV = $3,000 × (1 + 4%)^5

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