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$3,000 invested at 5% for 20 years

Future value

$7,960

Interest earned

$4,960

Total growth

165.33%

Investing $3,000 at 5% compounded annually for 20 years grows to $7,960. That's $4,960 of compound interest earned on your original $3,000.

FV = $3,000 × (1 + 5%)^20

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