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$3,000 loan at 10% for 20 years

Monthly payment

$28.95/mo

Total interest

$3,948

Total paid back

$6,948

Term

240 payments

Borrowing $3,000 at 10% APR over 20 years (240 monthly payments) means you pay $28.95 each month. Over the full term you repay $6,948 in total — that's $3,948 of interest on top of the $3,000 you borrowed.

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