$3,000 loan at 10% for 3 years
Monthly payment
$96.80/mo
Total interest
$485
Total paid back
$3,485
Term
36 payments
Borrowing $3,000 at 10% APR over 3 years (36 monthly payments) means you pay $96.80 each month. Over the full term you repay $3,485 in total — that's $485 of interest on top of the $3,000 you borrowed.
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