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$3,000 loan at 10% for 30 years

Monthly payment

$26.33/mo

Total interest

$6,478

Total paid back

$9,478

Term

360 payments

Borrowing $3,000 at 10% APR over 30 years (360 monthly payments) means you pay $26.33 each month. Over the full term you repay $9,478 in total — that's $6,478 of interest on top of the $3,000 you borrowed.

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