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$3,000 loan at 3% for 10 years

Monthly payment

$28.97/mo

Total interest

$476

Total paid back

$3,476

Term

120 payments

Borrowing $3,000 at 3% APR over 10 years (120 monthly payments) means you pay $28.97 each month. Over the full term you repay $3,476 in total — that's $476 of interest on top of the $3,000 you borrowed.

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