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$3,000 loan at 3% for 7 years

Monthly payment

$39.64/mo

Total interest

$330

Total paid back

$3,330

Term

84 payments

Borrowing $3,000 at 3% APR over 7 years (84 monthly payments) means you pay $39.64 each month. Over the full term you repay $3,330 in total — that's $330 of interest on top of the $3,000 you borrowed.

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