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$3,000 loan at 4% for 7 years

Monthly payment

$41.01/mo

Total interest

$445

Total paid back

$3,445

Term

84 payments

Borrowing $3,000 at 4% APR over 7 years (84 monthly payments) means you pay $41.01 each month. Over the full term you repay $3,445 in total — that's $445 of interest on top of the $3,000 you borrowed.

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