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$3,000 loan at 6% for 25 years

Monthly payment

$19.33/mo

Total interest

$2,799

Total paid back

$5,799

Term

300 payments

Borrowing $3,000 at 6% APR over 25 years (300 monthly payments) means you pay $19.33 each month. Over the full term you repay $5,799 in total — that's $2,799 of interest on top of the $3,000 you borrowed.

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