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$3,000 loan at 9% for 10 years

Monthly payment

$38.00/mo

Total interest

$1,560

Total paid back

$4,560

Term

120 payments

Borrowing $3,000 at 9% APR over 10 years (120 monthly payments) means you pay $38.00 each month. Over the full term you repay $4,560 in total — that's $1,560 of interest on top of the $3,000 you borrowed.

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