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$40,000 loan at 6% for 15 years

Monthly payment

$337.54/mo

Total interest

$20,758

Total paid back

$60,758

Term

180 payments

Borrowing $40,000 at 6% APR over 15 years (180 monthly payments) means you pay $337.54 each month. Over the full term you repay $60,758 in total — that's $20,758 of interest on top of the $40,000 you borrowed.

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