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$40,000 loan at 6% for 5 years

Monthly payment

$773.31/mo

Total interest

$6,399

Total paid back

$46,399

Term

60 payments

Borrowing $40,000 at 6% APR over 5 years (60 monthly payments) means you pay $773.31 each month. Over the full term you repay $46,399 in total — that's $6,399 of interest on top of the $40,000 you borrowed.

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