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$40,000 loan at 9% for 5 years

Monthly payment

$830.33/mo

Total interest

$9,820

Total paid back

$49,820

Term

60 payments

Borrowing $40,000 at 9% APR over 5 years (60 monthly payments) means you pay $830.33 each month. Over the full term you repay $49,820 in total — that's $9,820 of interest on top of the $40,000 you borrowed.

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