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$5,000 loan at 3% for 10 years

Monthly payment

$48.28/mo

Total interest

$794

Total paid back

$5,794

Term

120 payments

Borrowing $5,000 at 3% APR over 10 years (120 monthly payments) means you pay $48.28 each month. Over the full term you repay $5,794 in total — that's $794 of interest on top of the $5,000 you borrowed.

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