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$5,000 loan at 6% for 25 years

Monthly payment

$32.22/mo

Total interest

$4,665

Total paid back

$9,665

Term

300 payments

Borrowing $5,000 at 6% APR over 25 years (300 monthly payments) means you pay $32.22 each month. Over the full term you repay $9,665 in total — that's $4,665 of interest on top of the $5,000 you borrowed.

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