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$5,000 loan at 7% for 15 years

Monthly payment

$44.94/mo

Total interest

$3,089

Total paid back

$8,089

Term

180 payments

Borrowing $5,000 at 7% APR over 15 years (180 monthly payments) means you pay $44.94 each month. Over the full term you repay $8,089 in total — that's $3,089 of interest on top of the $5,000 you borrowed.

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