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$5,000 loan at 8% for 25 years

Monthly payment

$38.59/mo

Total interest

$6,577

Total paid back

$11,577

Term

300 payments

Borrowing $5,000 at 8% APR over 25 years (300 monthly payments) means you pay $38.59 each month. Over the full term you repay $11,577 in total — that's $6,577 of interest on top of the $5,000 you borrowed.

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