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$5,000 loan at 9% for 20 years

Monthly payment

$44.99/mo

Total interest

$5,797

Total paid back

$10,797

Term

240 payments

Borrowing $5,000 at 9% APR over 20 years (240 monthly payments) means you pay $44.99 each month. Over the full term you repay $10,797 in total — that's $5,797 of interest on top of the $5,000 you borrowed.

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