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$7,500 loan at 4% for 20 years

Monthly payment

$45.45/mo

Total interest

$3,408

Total paid back

$10,908

Term

240 payments

Borrowing $7,500 at 4% APR over 20 years (240 monthly payments) means you pay $45.45 each month. Over the full term you repay $10,908 in total — that's $3,408 of interest on top of the $7,500 you borrowed.

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