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Save $100 a month for 35 years

Future value (at 7% / yr)

$180,105

You contribute

$42,000

Investment growth

$138,105

Total payments

420

Putting away $100 every month for 35 years (420 deposits) at an assumed 7% annual return, compounded monthly, grows to about $180,105. Of that, $42,000 is money you paid in and $138,105 is compound growth.

Assumes a constant 7% annual return compounded monthly and level contributions. Real returns vary; this is an illustration, not financial advice.

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