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Save $1,000 a month for 40 years

Future value (at 7% / yr)

$2,624,813

You contribute

$480,000

Investment growth

$2,144,813

Total payments

480

Putting away $1,000 every month for 40 years (480 deposits) at an assumed 7% annual return, compounded monthly, grows to about $2,624,813. Of that, $480,000 is money you paid in and $2,144,813 is compound growth.

Assumes a constant 7% annual return compounded monthly and level contributions. Real returns vary; this is an illustration, not financial advice.

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