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Save $150 a month for 40 years

Future value (at 7% / yr)

$393,722

You contribute

$72,000

Investment growth

$321,722

Total payments

480

Putting away $150 every month for 40 years (480 deposits) at an assumed 7% annual return, compounded monthly, grows to about $393,722. Of that, $72,000 is money you paid in and $321,722 is compound growth.

Assumes a constant 7% annual return compounded monthly and level contributions. Real returns vary; this is an illustration, not financial advice.

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