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Save $300 a month for 20 years

Future value (at 7% / yr)

$156,278

You contribute

$72,000

Investment growth

$84,278

Total payments

240

Putting away $300 every month for 20 years (240 deposits) at an assumed 7% annual return, compounded monthly, grows to about $156,278. Of that, $72,000 is money you paid in and $84,278 is compound growth.

Assumes a constant 7% annual return compounded monthly and level contributions. Real returns vary; this is an illustration, not financial advice.

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