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Save $400 a month for 15 years

Future value (at 7% / yr)

$126,785

You contribute

$72,000

Investment growth

$54,785

Total payments

180

Putting away $400 every month for 15 years (180 deposits) at an assumed 7% annual return, compounded monthly, grows to about $126,785. Of that, $72,000 is money you paid in and $54,785 is compound growth.

Assumes a constant 7% annual return compounded monthly and level contributions. Real returns vary; this is an illustration, not financial advice.

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