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Save $500 a month for 40 years

Future value (at 7% / yr)

$1,312,407

You contribute

$240,000

Investment growth

$1,072,407

Total payments

480

Putting away $500 every month for 40 years (480 deposits) at an assumed 7% annual return, compounded monthly, grows to about $1,312,407. Of that, $240,000 is money you paid in and $1,072,407 is compound growth.

Assumes a constant 7% annual return compounded monthly and level contributions. Real returns vary; this is an illustration, not financial advice.

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